Chubb Life + LTC Plan Options
If you are interested in obtaining rates for alternate plan options, click here to request a rate quote.
Select your age as of 3/1/2024
Tobacco Status is based on a 12 Month Look Back for use of Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
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Benefit Features
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Employer Paid: Full & Part-time Employees 20+ hours/week
The premium for this plan is 100% paid for by UMP for all other Employees (Full and Part-time 20+ hours/week)
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Employer-Paid: Employees (1.0 FTE) with 5+ years of benefited service
The premium for this plan is 100% paid for by UMP for Employees (1.0 FTE) with 5+ years of benefited service with UMP.
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A
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|---|---|---|---|
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Life Insurance Face Value
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$10,000
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$50,000
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$75,000
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Monthly LTC Benefit Amount
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$1,500
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$2,000
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$3,000
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LTC Rider Duration
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6.6 months
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25 months
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25 months
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Extension of LTC Benefits
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13.2 months
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50 months
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50 months
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Total LTC Duration
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19.8 months
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75 months
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75 months
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LTC Maximum Benefit
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$30,000
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$150,000
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$225,000
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Monthly Premium**
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Select age
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Select age
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Select age
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Spouse Monthly Premium
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Select age
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Select age
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Select age
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Total Monthly Premium Without Marital Discount
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Select age
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Select age
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Select age
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Total Monthly Premium With Marital Discount
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Select age
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Select age
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Select age
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Benefit Features
|
Employer Paid: Full & Part-time Employees 20+ hours/week
The premium for this plan is 100% paid for by UMP for all other Employees (Full and Part-time 20+ hours/week)
|
|---|---|
|
Life Insurance Face Value
|
$10,000
|
|
Monthly LTC Benefit Amount
|
$1,500
|
|
LTC Rider Duration
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6.6 months
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Extension of LTC Benefits
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13.2 months
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Total LTC Duration
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19.8 months
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LTC Maximum Benefit
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$30,000
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Monthly Premium**
|
Select age
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Spouse Monthly Premium
|
Select age
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Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Benefit Features
|
Employer-Paid: Employees (1.0 FTE) with 5+ years of benefited service
The premium for this plan is 100% paid for by UMP for Employees (1.0 FTE) with 5+ years of benefited service with UMP.
|
|---|---|
|
Life Insurance Face Value
|
$50,000
|
|
Monthly LTC Benefit Amount
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$2,000
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|
LTC Rider Duration
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25 months
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|
Extension of LTC Benefits
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50 months
|
|
Total LTC Duration
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75 months
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|
LTC Maximum Benefit
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$150,000
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|
Monthly Premium**
|
Select age
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Benefit Features
|
A
|
|---|---|
|
Life Insurance Face Value
|
$75,000
|
|
Monthly LTC Benefit Amount
|
$3,000
|
|
LTC Rider Duration
|
25 months
|
|
Extension of LTC Benefits
|
50 months
|
|
Total LTC Duration
|
75 months
|
|
LTC Maximum Benefit
|
$225,000
|
|
Monthly Premium**
|
Select age
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
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How to determine your per pay period premium for additional coverage above the Employer Paid plan: 
**In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.